# Payment Methods

Payment Gateway includes the following payment methods:

* NeoX wallet
* Domestic card/International card
* Bank transfer.

### <mark style="color:purple;">1. NeoX Wallet</mark>

Customers can pay retailers utilizing QR code payments by simply scanning created QR codes on NeoX App.

### <mark style="color:purple;">2. Domestic card/International card</mark>

Local ATM card transactions are handled by NeoX through direct connection with Top 10 Banks in Vietnam and NAPAS.

### <mark style="color:purple;">3. Bank transfer</mark>

QR Code payment method using Mobile Banking application applies the latest financial solutions of banks in 2022. Outstanding advantage in transaction costs, helping sellers reduce 80% of transaction processing costs. online payment​.

### NeoX Wallet

Sequence diagram of payment by NeoX Wallet

<figure><img src="https://1419689564-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FFdTKNedABvGBtqJRHWA0%2Fuploads%2Fa2PzVcLQ0ZgEGzZ5ADha%2Fneox_wallet_payment_method%20(1).png?alt=media&#x26;token=bdf6ab57-d5de-4583-9e4c-4bae05179ef8" alt=""><figcaption></figcaption></figure>

### ATM/Credit Card

Sequence diagram of payment by ATM/Credit Card

<figure><img src="https://1419689564-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FFdTKNedABvGBtqJRHWA0%2Fuploads%2FwlFvXiAAuSA2rIcqIII2%2Foverview_card_flow_en%20(1).png?alt=media&#x26;token=5c493720-bef6-46ff-b309-b506e0142030" alt=""><figcaption></figcaption></figure>

### Bank Transfer

Sequence diagram of payment by Bank Transfer

<figure><img src="https://1419689564-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FFdTKNedABvGBtqJRHWA0%2Fuploads%2FjSOJlMZLIuhpnIdjoVue%2Fbank_transfer_flow_payment.png?alt=media&#x26;token=f5e51d5e-f8eb-4d72-afd5-443c3a028619" alt=""><figcaption></figcaption></figure>