API Update Virtual Card User

Endpoint: PUT /v2/vc/virtual-cards/{virtualCardRequestId}/card-user

Description: Update the user contact information associated with a virtual card for receiving transaction notifications and OTP verification. This API allows merchants to modify the email address and phone number that will be used for sending OTP codes and transaction alerts when the virtual card is used for payments.

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Request

Request Body Field Descriptions (JSON)

Field Name	Type	Required	Description
cardUserEmail	string	No	Email to receive OTP when user making transactions (Default using merchant's email)
cardUserPhone	string	No	Phone number to receive OTP SMS when user making transactions
cardUserPhoneZoneCode	string	No	Phone number zone code (Insert "+" before zone number)

Request sample

{
  "cardUserPhoneZoneCode": "+84",
  "cardUserPhone": "987654321",
  "cardUserEmail": "[email protected]"
}

Response

Response Field Descriptions

Field Name	Type	Description
code	number	Response code
state	number	State of the response
data.merchantCode	string	Merchant code
data.virtualCardRequestId	string	Virtual card request identifier
data.cardUser.email	string	Email to receive OTP when user making transactions
data.cardUser.phoneZoneCode	string	Phone number zone code
data.cardUser.phone	string	Phone number to receive OTP SMS when user making transactions
message	string	Response message
neoResponseId	string	Unique Neo response identifier

Response sample

{
  "code": 1,
  "state": 2,
  "data": {
    "merchantCode": "COLRLC",
    "virtualCardRequestId": "dcf35140-f306-4a2d-9435-3c2e2d606c19",
    "cardUser": {
      "email": "[email protected]",
      "phone": "+84",
      "phoneZoneCode": "987654321"
    },
    "status": "ACTIVED"
  },
  "message": "Successful",
  "neoResponseId": "8a724725-dc09-4ef2-8011-b4575ee5090a"
}

Example cURL

curl -X PUT "https://{base_url_openapi}/v2/vc/virtual-cards/{virtualCardRequestId}/set-active" \
  -H "Authorization: Bearer <YOUR_TOKEN>" \
  -H "Content-Type: application/json" \
  -H "Accept-Language: en" \
  -d '{
    "cardUserPhoneZoneCode": "+84",
    "cardUserPhone": "987654321",
    "cardUserEmail": "[email protected]"
  }'

Notes

• All fields are optional, allowing partial updates of user information but phone and phoneZoneCode must go in pair

• Requires Bearer token in the Authorization header.

• The Accept-Language header can be used to specify the response language (Support: "vi", "en").

• The path parameter {virtualCardRequestId} should be replaced with the actual virtual card request ID.