# Payment Methods

Payment Gateway includes the following payment methods:

* NeoX wallet
* Domestic card/International card
* Bank transfer.

### <mark style="color:purple;">1. NeoX Wallet</mark>

Customers can pay retailers utilizing QR code payments by simply scanning created QR codes on NeoX App.

### <mark style="color:purple;">2. Domestic card/International card</mark>

Local ATM card transactions are handled by NeoX through direct connection with Top 10 Banks in Vietnam and NAPAS.

### <mark style="color:purple;">3. Bank transfer</mark>

QR Code payment method using Mobile Banking application applies the latest financial solutions of banks in 2022. Outstanding advantage in transaction costs, helping sellers reduce 80% of transaction processing costs. online payment​.

### NeoX Wallet

Sequence diagram of payment by NeoX Wallet

<figure><img src="https://content.gitbook.com/content/uIGO9I55gtHjY6deHGwV/blobs/2wxvY0RTCMsED0bw21w1/neox_wallet_payment_method%20(1).png" alt=""><figcaption></figcaption></figure>

### ATM/Credit Card

Sequence diagram of payment by ATM/Credit Card

<figure><img src="https://content.gitbook.com/content/uIGO9I55gtHjY6deHGwV/blobs/gpgeffKNTu6mTW0blEOu/overview_card_flow_en%20(1).png" alt=""><figcaption></figcaption></figure>

### Bank Transfer

Sequence diagram of payment by Bank Transfer

<figure><img src="https://content.gitbook.com/content/uIGO9I55gtHjY6deHGwV/blobs/1vcVFTJfxPAPl5ZQRkmp/bank_transfer_flow_payment.png" alt=""><figcaption></figcaption></figure>