> For the complete documentation index, see [llms.txt](https://docs.neox.vn/docs/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.neox.vn/docs/global/global-collections.md).

# Global Collections

**Global Collections** is a NeoX service that lets a merchant collect cross-border payments from overseas buyers, hold balances in multiple currencies, convert funds, and pay them out internationally — all through a single API integration; NeoX abstracts the underlying provider behind one consistent, NeoX-branded API surface.

By integrating with these APIs, organizations can:

* **Open multi-currency collection accounts:** Issue virtual accounts that receive incoming funds in `USD`, `EUR`, `HKD`, and other supported currencies on behalf of the merchant and its sellers.
* **Onboard sellers as sub-merchants:** Submit KYC/KYB material so each seller is a compliant, individually-tracked sub-merchant under the master merchant.
* **Register trade contracts:** Attach PI/CI trade-contract orders (goods or services) so incoming collections can be matched to a verified commercial background.
* **Receive and reconcile incoming funds:** Capture cross-border collections, supplement payer or funds-nature information when required, and reconcile settled amounts.
* **Convert and pay out funds:** Lock FX rates, execute currency conversion, register beneficiaries, and initiate international payouts / remitouts of collected balances.
* **Stay event-driven:** Receive webhooks for account creation, incoming funds, payout results, refunds, and sub-merchant status changes.

In essence, **Global Collections APIs** empower you to run a fully programmatic cross-border collection-and-payout operation while NeoX handles provider connectivity, signing, compliance routing, and settlement.