# Introduction

### <mark style="color:purple;">NeoX - Leading Payment Partner</mark>

NeoX is a product of NeoPay – a joint stock company that operates mainly on mobile payment.​

We are an innovative fintech company established in 2021 with our focuses on payment and finance solutions. We offer all-in-one payment solution to merchants and enterprises in Vietnam or have businesses in Vietnam. ​

We cover 100% connection with banks and having integration for gateways, e-wallets with top 10 banks in Vietnam. Moreover, we have direct host-to-host with Cybersource and Mastercard Payment Gateway to accept credit cards such as Visa, Master, JCB, Amex...​

The license on payment intermediary services granted by the State Bank of Vietnam allow us to provide full services of payment gateway, e-wallet and collection and disbursement supports.

### <mark style="color:purple;">Key benifits</mark>

* **Increase in Revenue​:** Effectively eliminate the cancelation rate and fake orders
* **Minimize operating cost​:** Automate the payment process​
* **Simple registration​:** Quick and easy integration​
* **Increase Brand Value​:** And provide a secure payment​ experience to customers
* **A full-featered management tool:** Easy-to-use dashboard both on desktop and phone.
* **We offer the most competitive fee for your business​:** Free Integration service​ & Free System Maintenance​

### <mark style="color:purple;">Exclusive offer</mark>

* Free Integration service
* Free System Maintenance
* Special Promotion
* Reduction % in service fee for a specific period.

### <mark style="color:purple;">Our Complete Payment Ecosystem</mark>

* **Virtual Wallet​:** Mobile payment processing that is designed to complement a physical wallet via a mobile phone. In addition, our wallet comes with a loyalty program that enable both consumers and merchants establish the long-term relationship.​
* **Digital Payment​:** Our digital payment services allow merchants (traditional and online e-tailers) to collect money from their customers digitally and conveniently with account payment report at their fingertips.​
* **Financing​:** We aim to provide financing to our merchant’s B2B customers to support their monthly capital needs and enable ease of doing business. We do this by integrating with multiple Fin-Tech platforms and open an alternative financial market place for financial institutions to participate.​